Meet Our Associates

Terry Sandvold concentrates in Retirement Preparation, Estate Conservation Strategies and providing employee benefits for companies. Terry has been providing investment products, insurance and other financial services since 1986. SANDVOLD and ASSOCIATES can provide products with approximately 100 companies for investment and insurance products and services. Some of the keys to success for Terry and his group are: professional implementation of needs, key product selection and analysis, and proper product selection and proper follow up service.

Jed has more than 25 years of wide ranging experience in U.S. and international business operations, including entrepreneurial ventures in the retail and hospitality industry. Prior to joining Sandvold and Associates, Jed was a certified Public Accountant and Director of Tax for Cray Research Inc. and Allina Health System. Jed was also involved in Tax, Insurance and Benefit areas. Jed holds a Bachelor of Arts degree in Accounting and Business, and has served as President of the Minnesota Tax Executive Institute, Chairman of the Tax Committee of the American Electronics Association, Executive Committee member of the Minnesota Accounting Aid Society and Board Member for the Minnesota Twins Gemini Club. Primary areas of focus for Jed are retirement and estate conservation strategies, small and large business entity structuring, executive compensation and employee benefit planning. Jed holds his Series 6 and 63 securities licenses, along with Minnesota Life, Accident and Health. Sandvold and Associates does not engage in providing tax advice to our clients.

For the last ten years, Bob has helped individuals plan their financial goals. He has earned his CFP® designation and focuses on wealth accumulation and distribution planning for retirement, Life insurance, Long Term care Insurance, and estate preservation. Bob graduated from the United States Naval Academy and served as an Officer in the US Marine Corp, before growing a small business into a nationwide company. He capitalizes on that experience by helping business clients with their investments and insurance needs. Bob holds his Series 6,7, and 63 Securities licenses, along with Minnesota Life, Accident and Health, and Long Term Care licenses.
*CFP is an educational designation only.

David joined Sandvold and Associates in August of 2009, with nearly 10 years experience in the financial services industry, including assignments with Wells Fargo, Wachovia, and Prudential. David is passionate about meeting with his clients, understanding their goals and priorities, and offering ongoing support. He received his Bachelor of Arts Degree in Business Management and Marketing from Bethel College in Arden Hills, MN. David holds his Series 6,7, and 63 Securities licenses, along with Minnesota Life, Accident and Health licenses.

Karen has nearly 12 years of experience within the Financial Services industry, including Client Account and Portfolio Management.  As a graduate of the University of Minnesota, Karen remains actively involved with the University's Alumni Association.  One of her primary areas of focus is assisting clients with their pre-retirement investment plans.  Karen holds her 7 & 63 Securities licenses, along with Minnesota Life, Accident and Health licenses. 
  

Lynne has fifteen years of previous marketing experience and has worked with some of Minnesota's largest companies. She has been a Customer Operations manager, and worked in both marketing and product service departments. Lynne currently oversees all aspects of our marketing efforts. She graduated with Bachelor of Science degree with a business concentration. From her vast experience in running businesses and marketing businesses, she brings a wealth of experience to our firm. She holds her Life, Accident and Health insurance licenses.

Wendy has assisted Terry Sandvold since the debut of Terry's first radio show more than a decade ago. Wendy is the co-founder of a Twin Cities based computer corporation that builds easy-to-use computers for adults. She brings her entrepreneurial and leadership experience as well as a powerful belief in helping others to her role in supporting our customer support staff. Wendy has a BA in Communications, Project Management Certification from the University of Minnesota, and is licensed in Life, Accident, and Health Insurance.
 

David joined the Sandvold and Associates team in 2010. David has a Bachelor’s degree in Psychology from the University of St. Thomas, St. Paul, Minnesota. David’s role is to help design and prepare retirement cash flows for our clients. He holds his Life, Accident, and Health insurance licenses as well as his Property and Casualty insurance license.

Jim is a critical part of the Sandvold and Associates team. He joined us with over 11 years of experience in the insurance and financial services industry. Jim is customer service focused and is dedicated to helping clients. Jim works directly for Terry, providing research and assisting clients. He holds his Life and Series 6 and 63 Securities licenses in all 50 states. Jim also has his Accident and Health license in many states. He holds his Property and Casualty license in Minnesota.

Jon has a Bachelor of Arts degree in Economics and Management from Hamline University, in St. Paul, Minnesota. He previously worked in the Minnesota House of Representatives and other financial institutions. Jon is a senior associate and assists us with client preparation, as well as servicing the needs of our clients. He holds his Series 6 and 63 Securities licenses, along with Minnesota Life, Accident and Health.

Julie has over 25 years of insurance and financial services experience. For the past several years she has primarily focused on the coordination and implementation of qualified retirement plans. Julie worked with business owners, as well as Plan Participants and Administrators, providing investment options as well as conducting annual investment training seminars. Julie spent several years as the Business Manager for a large financial institution, where she was responsible for operations and customer service. She holds a General Securities as well as General Principle registration and has a Life, Accident and Health, Variable Annuity and P&C license.

Kathleen brings seven years of recruiting/marketing experience to our firm, including five years recruiting MBA students for the University of St. Thomas. Kathleen graduated from the University of St. Thomas with a Master of Business Administration degree and a Bachelor of Arts degree in Communication. Kathleen also brings international experience to the firm, having worked in England, and studied in China and Ireland. She is a key member of our business development and marketing team. She holds her Life, Accident and Health insurance licenses.
 

Stephanie joined Sandvold and Associates with 30 years experience working in the insurance industry. She also has experience working with retirement plans from a Fortune 500 Financial Services Company. Stephanie's role is to help design and prepare retirement cash flows for our clients. She holds her Life, Accident, and Health insurance licenses.

Tracy is a valued member of the team. She has a Bachelor of Science degree in management, marketing and finance from the University of Wisconsin-Platteville. She has over 20 years of previous experience in the workforce in legal, receivables, inventory, and compliance areas. Tracy assists our Senior Associates with various client activities, including new business, ongoing service, and helps see special projects through to completion. She holds her Life, Accident and Health insurance licenses.